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There are still some programs for first-time buyers that offer slightly more lenient underwriting standards that make it easier to get into a home. But even these are tougher to qualify for.

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Home Interiors files for Chapter 11 protection (Dallas Business Journal)
Home Interiors & Gifts Inc. filed for Chapter 11 bankruptcy protection on Tuesday to reorganize the company's business operations and restructure its debt.

Home Interiors files for bankruptcy protection (Dallas Morning News)
Carrollton-based Home Interiors & Gifts Inc., a 50-year-old company founded by the late Dallas philanthropist Mary Crowley, filed for Chapter 11 bankruptcy protection Tuesday, vowing to reorganize its business operations and restructure its debt.

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